{"id":24809,"date":"2025-07-18T11:38:39","date_gmt":"2025-07-18T09:38:39","guid":{"rendered":"https:\/\/affidaty.io\/blog\/?p=24809"},"modified":"2025-07-18T11:38:44","modified_gmt":"2025-07-18T09:38:44","slug":"crypto-fiat-payments-crypto-fiat","status":"publish","type":"post","link":"https:\/\/affidaty.io\/blog\/en\/2025\/07\/crypto-fiat-payments-crypto-fiat\/","title":{"rendered":"Italy Tops the World with Crypto\u2011FIAT Payment Patent: The Revolution Starts with Affidaty"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Introduction<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">June 23, 2025, marks a milestone for global financial innovation and a symbolic achievement for Italian technological excellence. On this date, Affidaty S.p.A. \u2013 a tech company specializing in blockchain infrastructure and decentralized finance solutions \u2013 was granted Patent No. 102023000009312 by the Italian Patent and Trademark Office. This world-first technology enables compliant, traceable, and operational linking of cryptocurrencies with traditional euro payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This patent stems from Affidaty\u2019s experience and vision, leveraging its open-\u00adsource blockchain T.R.I.N.C.I.\u00ae and Synkrony\u00ae ecosystem to address market needs, offering a concrete answer to the interoperability challenge between digital assets and FIAT currencies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This innovation is not only a technological milestone but also an institutional recognition: Italy is the first country worldwide to issue a patent for a crypto\u2011FIAT payment system with these features, reinforcing its strategic position in the Web3 landscape and confirming its leadership in advanced fintech and blockchain sectors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In an international context still uncertain on regulatory and technological fronts \u2013 with powers such as the United States, China, and the European Union working on frameworks for crypto integration in the real economy \u2013 Italy stands out for legally recognizing and protecting an already functioning and integrated solution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This historic achievement has also caught the attention of major Italian media outlets such as <em>Il Corriere della Sera<\/em>, <em>Milano Finanza<\/em>, <em>ANSA<\/em>, <em>La Nazione<\/em>, <em>MSN<\/em>, and <em>Reuters<\/em>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In particular, the prestigious national newspaper <em>Corriere della Sera<\/em> gave significant coverage to the news, highlighting the strategic importance of Affidaty\u2019s patent and Italy\u2019s leading role in the regulated adoption of blockchain technology.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.corriere.it\/tecnologia\/cards\/il-primo-brevetto-al-mondo-per-pagamenti-in-criptovalute-e-italiano\/il-brevetto-italiano-per-i-pagamenti-in-criptovalute_principale.shtml\"><strong>Read the article on Corriere della Sera<\/strong><\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Revolutionary Technology: Pay in Crypto, Receive in Euro<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The patented technology allows merchants to accept cryptocurrency payments (Bitcoin, stablecoins, and other digital assets) and receive instant credit in euros, avoiding volatility risks and on\u2011chain confirmation delays.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The system operates via FIAT pre\u2011authorization (card or SEPA transfer) in parallel with the crypto transaction: if the crypto payment completes within a set timeframe, the pre\u2011authorization is canceled; if not, the euro payment is triggered. Everything complies with European regulations, with guaranteed traceability at every stage and designed for scalable, commercial-scale adoption.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">A Made\u2011in\u2011Italy Innovation with Global Impact<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">At the core of this revolution is the T.R.I.N.C.I.\u00ae open\u2011source blockchain, compliant with the EU\u2019s MiCAR Regulation, integrated into the Synkrony\u00ae ecosystem: a full suite engineered for real\u2011world blockchain adoption.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Affidaty also developed a dedicated physical device with touchscreen and QR reader, offering a user\u2011friendly experience for both merchants and customers, bridging crypto systems and regulated euro settlements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This achievement is not just a technological leadership; it is a symbol of Italian fintech excellence. \u201cMade in Italy\u201d becomes synonymous with solidity, security, and innovation, even in the most competitive global markets.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Interest from Major International Players<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Such a solution cannot go unnoticed by traditional finance and crypto\u2011fintech giants. Visa, Mastercard, PayPal, American Express, as well as Binance, Coinbase, Kraken, and Bybit, have long been seeking compliant, secure, and scalable systems to bridge the FIAT and digital worlds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Traditional banks and investment funds \u2013 increasingly active in Web3 \u2013 could also take keen interest in a patented solution that effectively and certifiedly addresses digital asset and legal currency interoperability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this context, Affidaty positions itself not only as a tech innovator, but as a strategic partner for the global digital payments ecosystem.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Strategic Value for Italy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Italian Patent Office\u2019s grant of the world\u2019s first system capable of connecting cryptocurrencies and euro payments marks a historic moment for Italy, both institutionally and technologically.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Italy secures a global first, leading in the regulated adoption of blockchain technology in finance. While other global actors are still debating regulatory frameworks, Italy certifies and protects a functional, compliant technology through an official patent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This move also sends a strong signal to the Italian government and European institutions, adding credibility to the country in shaping policies for digital transformation and decentralized economy. With this step, Italy proves it can innovate in the most strategic and competitive future sectors.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">A Real Bridge Between Two Worlds<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">What makes this solution truly unique is its real integration of crypto and FIAT within an already regulated, operational, and scalable ecosystem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Thanks to automated compliance tools, pre\u2011authorization management, and instant documentation availability for merchants, Affidaty\u2019s patented technology is positioned as the new standard in digital payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This achievement is the outcome of years of effort, backed by a well-managed legal process supported by lawyer Mariacristina Rapisardi, who expertly handled the patent filing.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">A Rapidly Evolving Market<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The digital payments and cryptocurrency sector is undergoing an unprecedented transformation. According to Statista\u2019s 2024 report, digital payment volumes will exceed $9.5\u202ftrillion in 2025, with annual growth of 12%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meanwhile, active global crypto users reached 560 million in 2024 (Triple\u2011A data), marking a 35% increase from the previous year. Cryptocurrencies are no longer niche but a mature, efficient payment channel increasingly adopted by consumers and businesses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Driving this evolution are not only startups and Web3 projects but also large multinationals like PayPal, Visa, Mastercard, Stripe, Revolut, JP Morgan, and Tesla, which have already initiated asset digitization in their payment or treasury systems.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Concrete Benefits for Businesses<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Introducing Affidaty\u2019s patented system offers strategic opportunities for Italian and European businesses looking to modernize payment channels and boost competitiveness.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to Forrester Consulting\u2019s \u201cThe Total Economic Impact of Accepting Bitcoin Using BitPay\u201d report, companies adopting crypto payments have achieved:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A 327% average ROI in three years<\/li>\n\n\n\n<li>Lower fees (0.5\u20131% vs. 2\u20133.5% for cards)<\/li>\n\n\n\n<li>A 40% increase in average transaction size<\/li>\n\n\n\n<li>Greater customer loyalty drawn by innovation and flexibility<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">These benefits apply not only to large operators but are even more relevant for SMEs, professionals, local businesses, and artisans often penalized by high traditional POS fees.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">Conclusion<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The patent granted to Affidaty S.p.A. is not only a corporate success but a milestone for the whole Italian innovation ecosystem. Being the first country to patent an interoperable crypto\u2011euro technology with an operational infrastructure raises the bar in innovation and international credibility.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This recognition shows how, through synergies between the private sector, institutions, academia, and professionals, Italy can play a leading role in Europe\u2019s and the world\u2019s new digital finance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For Affidaty, this is just the beginning. The goal is to create an ecosystem where cryptocurrencies become daily-use tools, transparently, safely, and sustainably integrated into commercial, industrial, and institutional circuits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For Italy, it\u2019s a chance to write a new technological narrative: no longer just a homeland of design and culture, but an exporter of advanced digital innovation models based on ethics, legality, and long-term vision.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A new Made\u2011in\u2011Italy, where blockchain meets ingenuity, finance aligns with legality, and the future becomes reality.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sources:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.statista.com\/statistics\/1115618\/digital-payment-volume-worldwide\/\">https:\/\/www.statista.com\/statistics\/1115618\/digital-payment-volume-worldwide\/<\/a><br><\/li>\n\n\n\n<li>&nbsp;<a href=\"https:\/\/triple-a.io\/crypto-adoption-report\">https:\/\/triple-a.io\/crypto-adoption-report<\/a><br><\/li>\n\n\n\n<li><a href=\"https:\/\/www.bitpay.com\/resources\/forrester-economic-impact-report\">https:\/\/www.bitpay.com\/resources\/forrester-economic-impact-report<\/a><br><\/li>\n\n\n\n<li><a href=\"https:\/\/finance.ec.europa.eu\/regulation-and-supervision\/financial-reforms-and-regulatory-initiatives\/crypto-assets_en\">https:\/\/finance.ec.europa.eu\/regulation-and-supervision\/financial-reforms-and-regulatory-initiatives\/crypto-assets_en<\/a>&nbsp;<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Introduction June 23, 2025, marks a milestone for global financial innovation and a symbolic achievement for Italian technological excellence. On this date, Affidaty S.p.A. \u2013 a tech company specializing in blockchain infrastructure and decentralized finance solutions \u2013 was granted Patent No. 102023000009312 by the Italian Patent and Trademark Office. This world-first technology enables compliant, traceable, [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":24810,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard"},"jnews_primary_category":[],"jnews_social_meta":[],"footnotes":""},"categories":[1084,525],"tags":[792,800,170,804,1444],"coauthors":[88],"class_list":["post-24809","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blockchain-crypto-news-en","category-real-applications-en","tag-affidaty-en","tag-bitcoin-en","tag-blockchain-en","tag-crypto-en","tag-tracciabilita-en"],"_links":{"self":[{"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/posts\/24809","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/comments?post=24809"}],"version-history":[{"count":0,"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/posts\/24809\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/media\/24810"}],"wp:attachment":[{"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/media?parent=24809"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/categories?post=24809"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/tags?post=24809"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/affidaty.io\/blog\/wp-json\/wp\/v2\/coauthors?post=24809"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}